Getting your car fixed after an accident doesn't have to be overwhelming. There are two main options for selecting an auto body repair shop: using one recommended by your insurance company or finding your own. When choosing, consider the advances in car technology, which can complicate and increase repair costs. Opting for a recommended shop can save you time, money, and paperwork. Your insurance company has pre-approved these shops, and they often offer discounts, handle insurance negotiations, and provide rental car coverage. Using an approved shop might also streamline repairs since they can communicate directly with the insurance company for additional costs.
However, there are reasons to explore alternatives. If you have a longstanding relationship with a preferred shop, their familiarity with your vehicle could be advantageous. If approved shops are far away or expensive, seeking your own shop might be worth it. In this case, your insurance company will still cooperate, but you won't benefit from their direct communication with the shop. Whether you go with an approved shop or not, asking the right questions is essential. Inquire about coverage, rental cars, and the repair process when speaking to your insurance company. For potential repair shops, ask about technician certifications, parts, warranties, and differences in estimates if you obtain multiple.
Even if you prefer a specific shop, check if it's on your insurance company's approved list to enjoy the perks of both options. However, remember that being on the approved list doesn't guarantee suitability. Research the shop, ask questions, and gather information online or from your insurer.
After a car accident, you can either use an insurance-recommended repair shop or find your own. Each option has pros and cons. Approved shops save time, money, and paperwork, but alternatives might suit your situation better. Regardless of your choice, ensure you ask the right questions and thoroughly assess your options.
Check this out: How to Decide Which Auto Body Repair Shop to Use After a Car Accident