Umbrella insurance at J&A Insurance, is a type of personal liability insurance that provides extra protection beyond your existing coverages and limits in your personal insurance policies.
The coverage limits in your policies may lead to a financial loss in the event of a liability claim exceeding your policy limit, for which you may have to pay out of pocket. Umbrella insurance is an affordable coverage option that effectively bridges the gap between your policy limit and potential claims.
Umbrella insurance offers coverage to other members of your family as well. It covers the following liability risks:
While umbrella insurance provides extra funds for the above liability risks when their expense exceeds your home insurance and auto insurance coverage limit, it also offers protection for factors not included in your personal insurance policies, such as:
However, certain aspects are not covered by umbrella insurance:
Besides your home insurance and auto insurance, umbrella insurance can also cover the following insurance coverages:
Our umbrella insurance helps extend the liability coverage limit in your home and auto insurance by $1 million or more in additional coverage. With our umbrella insurance, you can successfully satisfy the financial liability obligations you face while ensuring the safety of your personal assets and savings.