Construction insurance is more than purchasing a General Liability policy.
Every project creates a network of responsibilities between owners, developers, general contractors, and subcontractors.
Important areas to review include:
• Contract requirements
• Additional insured provisions
• Subcontractor insurance compliance
• Workers’ Compensation
• Commercial Auto
• Excess liability needs
Large projects may also utilize Contractor Controlled Insurance Programs (CCIP) or Owner Controlled Insurance Programs (OCIP) to manage project-wide risk.
Early insurance planning helps contractors avoid coverage gaps and contractual surprises.
J&A Insurance Agency helps construction companies evaluate insurance strategies designed around their operations.