When it comes to large construction projects in Metro Atlanta, managing risk isn’t just important—it’s critical. With multiple contractors, subcontractors, and exposures on a single job site, gaps in insurance can lead to costly setbacks.
That’s why many developers and general contractors turn to CCIP (Contractor Controlled Insurance Program) and OCIP (Owner Controlled Insurance Program)—commonly known as wrap-up insurance programs.
CCIP and OCIP are centralized insurance programs that provide coverage for multiple parties involved in a construction project under one policy structure.
These programs typically include general liability, workers’ compensation, and excess liability coverage for all enrolled contractors and subcontractors.
Choosing a wrap-up insurance program can provide several advantages:
With all parties covered under one program, inconsistencies between policies are minimized.
Eliminating redundant coverage across multiple contractors can lead to overall cost efficiencies.
One centralized claims structure helps reduce disputes and speeds up resolution.
Most wrap-up programs include coordinated safety and loss control measures across the entire project.
CCIP and OCIP programs are especially effective for larger, more complex builds, including:
Apartments, condos, and mixed-use projects with retail and residential components.
Distribution centers, logistics hubs, and manufacturing facilities.
Mid-rise and high-rise office projects or corporate campuses.
Hospitals, medical offices, schools, and government buildings.
Roadwork, utilities, and large-scale municipal projects.
Not every project requires a CCIP or OCIP. These programs are typically best suited for projects with:
An experienced insurance advisor can help evaluate whether the structure makes sense based on your specific project.
At J&A Insurance Agency Inc, we specialize in helping developers, general contractors, and project owners across Metro Atlanta design effective risk management strategies—including CCIP and OCIP programs.
We’ll help you:
If you’re planning a construction project in Atlanta or the surrounding areas, let’s talk about how to protect it the right way.
📞 Call: (678) 266-3353
📧 Email: BizIns@jainsuranceagency.com